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 Interest rates are at all-time lows, see chart below, and home prices are also low. Those two facts about today's current housing market mean excellent opportunities for you the homeowner! 
There are many excellent programs that foster and support responsible lending:

 See chart below for minimum down payment purchase requirements.


VA - ZERO Down
~

USDA - ZERO Down
 ~
FHA
3.5% Down
 ~
Manufactured
3.5% Down
~
Jumbo
10% Down
                                     

Reverse Mortgages
~
Conventional 3-5% Down
~

Investment
20% Down


Typical Terms:
Using currents rates as of 04/24/2012 3.5% DOWN FHA Purchase 30 Yr. Fixed, no Prepayment Penalty. 200K Loan Amt. 5.31% APR For Example Only 


LO NMLS# 114080 - MB NMLS# 68323 http://www.nmlsconsumeraccess.org/


Connect With Me:






Arthur Buhrer - WA LIC# MLO 114080 Senior Loan Officer at Clift Mortgage WA LIC# MB - 68323 - 224 W. Washington St. Ste 103 Sequim, WA 98382
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